How to use it
- Type or paste the number in the box, with or without commas: 125000, 1,25,000 and 1,25,000.50 all work. Tap ± for a negative number.
- The words appear as you type: Indian system (lakh, crore), cheque / amount format, international system (million, billion) and Hindi.
- Choose Title Case, lower case or UPPER CASE for the English words. For the cheque format, pick “Rupees”, “Rs.” or “INR”, and turn “Only” or hyphens on or off.
- Tap Copy next to the version you need and paste it into your cheque, form, invoice or assignment.
Lakh and crore vs million and billion
India counts big numbers in lakh (1,00,000) and crore (1,00,00,000). Most other countries use million (10,00,000) and billion (100,00,00,000). Both describe the same amount, only grouped differently: 1 lakh = 100 thousand, 10 lakh = 1 million, 1 crore = 10 million and 100 crore = 1 billion.
The commas follow the system too. The Indian system puts a comma after the last three digits and then after every two (1,00,00,000); the international system puts one after every three (10,000,000). The tool shows both, under “Indian grouping” and “International grouping”.
Place value table
Every place from ones to lakh crore, with its name in both systems:
| Place | Figures | Indian | International |
|---|---|---|---|
| Ones | 1 | One | One |
| Tens | 10 | Ten | Ten |
| Hundreds | 100 | One Hundred | One Hundred |
| Thousands | 1,000 | One Thousand | One Thousand |
| Ten thousands | 10,000 | Ten Thousand | Ten Thousand |
| Lakh | 1,00,000 | One Lakh | One Hundred Thousand |
| Ten lakh | 10,00,000 | Ten Lakh | One Million |
| Crore | 1,00,00,000 | One Crore | Ten Million |
| Ten crore | 10,00,00,000 | Ten Crore | One Hundred Million |
| Hundred crore (arab) | 1,00,00,00,000 | One Hundred Crore | One Billion |
| Thousand crore | 10,00,00,00,000 | One Thousand Crore | Ten Billion |
| Ten thousand crore (kharab) | 1,00,00,00,00,000 | Ten Thousand Crore | One Hundred Billion |
| Lakh crore | 10,00,00,00,00,000 | One Lakh Crore | One Trillion |
Bigger than 99 crore
After crore, Indian English simply counts crores: One Hundred Crore (1 billion), One Thousand Crore, and One Lakh Crore (1 trillion). That is how the RBI, the Union Budget, banks and newspapers state big amounts — “₹1.5 lakh crore” — so it is what the tool writes. The Hindi words arab (100 crore) and kharab (100 arab) are used in the Hindi output. The tool takes numbers up to 15 digits: up to 99,99,99,99,99,99,999, just under ten crore crore.
Writing the amount on a cheque
Indian cheques and bank forms write amounts as “Rupees … Only”, with no “and” inside the rupees, and “and” only before paise. So ₹1,50,000 is Rupees One Lakh Fifty Thousand Only, and ₹1,25,000.50 is Rupees One Lakh Twenty Five Thousand and Fifty Paise Only. The “Cheque / amount in words” box does this for you. For a step-by-step guide to filling the amount on a cheque, see amount in words.
Common numbers in words
| Number | In words | On a cheque |
|---|---|---|
| 1,500 | One Thousand Five Hundred | Rupees One Thousand Five Hundred Only |
| 5,000 | Five Thousand | Rupees Five Thousand Only |
| 10,000 | Ten Thousand | Rupees Ten Thousand Only |
| 15,000 | Fifteen Thousand | Rupees Fifteen Thousand Only |
| 25,000 | Twenty-Five Thousand | Rupees Twenty Five Thousand Only |
| 50,000 | Fifty Thousand | Rupees Fifty Thousand Only |
| 75,000 | Seventy-Five Thousand | Rupees Seventy Five Thousand Only |
| 1,00,000 | One Lakh | Rupees One Lakh Only |
| 1,50,000 | One Lakh Fifty Thousand | Rupees One Lakh Fifty Thousand Only |
| 2,50,000 | Two Lakh Fifty Thousand | Rupees Two Lakh Fifty Thousand Only |
| 5,00,000 | Five Lakh | Rupees Five Lakh Only |
| 10,00,000 | Ten Lakh | Rupees Ten Lakh Only |
| 25,00,000 | Twenty-Five Lakh | Rupees Twenty Five Lakh Only |
| 1,00,00,000 | One Crore | Rupees One Crore Only |
Decimals and paise
In plain words, the digits after the decimal point are read one by one: 12.75 is “Twelve Point Seven Five”. In money, they are paise: ₹12.75 is “Rupees Twelve and Seventy Five Paise Only”. The tool takes up to two decimal places, because rupee amounts never have more.
Hyphens, “and” and capital letters
- Hyphens: English style guides write twenty-five with a hyphen, and the plain outputs do too. Cheques are usually written “Twenty Five”; both are accepted, so the cheque box leaves hyphens off unless you tick “Hyphens”.
- “And”: “One Hundred Five”, not “One Hundred and Five” — the Indian banking style, which keeps “and” for the paise.
- Capitals: some forms ask for block letters. Tap UPPER CASE and every English output switches. To change the case of other text, use the case converter.
Need it in Hindi?
The Hindi box writes 1,25,000 as एक लाख पच्चीस हज़ार, and the Hindi amount as एक लाख पच्चीस हज़ार रुपये पचास पैसे मात्र. The Hindi page has the full 1 to 100 table and the tricky words like उनतीस and निन्यानवे. Making an invoice? The GST calculator works out the tax first.