How to use it
- Type the amount in figures, with or without commas. Add paise after a decimal point: 1,25,000.50.
- “Cheque / amount in words” shows the amount the way banks expect: Rupees … and … Paise Only.
- Pick how it starts — “Rupees”, “Rs.” or “INR” (common on invoices) — and whether it ends with “Only”. Tick “Hyphens” if your form wants “Twenty-Five”.
- Tap Copy, or write the words onto your cheque exactly as shown. Filling the cheque in Hindi? Use “Hindi amount — रुपये में”.
How to fill the amount on a cheque
- Figures: write the amount right after the printed ₹, with no gap, for example ₹1,25,000/-. The “/-” closes a round amount; with paise write ₹1,25,000.50.
- Words: start at the far left of the line, right after the printed “Rupees”, so nothing can be added in front. Then you don’t write “Rupees” again: “One Lakh Twenty Five Thousand Only”.
- End with “Only” and draw a line through the empty space after it, so nothing can be added at the end.
- Check that words and figures match. If they differ, the law (Section 18 of the Negotiable Instruments Act) treats the amount in words as the amount, but banks often return such a cheque. A mismatch costs you time either way.
- Don’t correct the amount. Under the RBI’s cheque truncation rules, any change to the payee name or amount needs a fresh cheque; only the date may be corrected. If you make a mistake, cancel the leaf and write a new one.
Amounts on cheques: examples
| Amount | In words (English) | In words (Hindi) |
|---|---|---|
| ₹500 | Rupees Five Hundred Only | पाँच सौ रुपये मात्र |
| ₹1,050 | Rupees One Thousand Fifty Only | एक हज़ार पचास रुपये मात्र |
| ₹2,500.50 | Rupees Two Thousand Five Hundred and Fifty Paise Only | दो हज़ार पाँच सौ रुपये पचास पैसे मात्र |
| ₹12,000 | Rupees Twelve Thousand Only | बारह हज़ार रुपये मात्र |
| ₹25,000 | Rupees Twenty Five Thousand Only | पच्चीस हज़ार रुपये मात्र |
| ₹1,00,000 | Rupees One Lakh Only | एक लाख रुपये मात्र |
| ₹1,50,000 | Rupees One Lakh Fifty Thousand Only | एक लाख पचास हज़ार रुपये मात्र |
| ₹2,75,000 | Rupees Two Lakh Seventy Five Thousand Only | दो लाख पचहत्तर हज़ार रुपये मात्र |
| ₹10,00,000 | Rupees Ten Lakh Only | दस लाख रुपये मात्र |
| ₹1,00,00,000 | Rupees One Crore Only | एक करोड़ रुपये मात्र |
Rupees, Rs. or INR?
- Rupees — cheques, demand drafts and bank deposit or withdrawal slips. Most cheques print it already.
- Rs. — receipts, vouchers and letters, where space is short.
- INR — invoices, especially for clients outside India, and accounting software. INR stays in capitals even when you pick lower case.
Paise
Paise come last, after “and”: ₹2,500.50 is “Rupees Two Thousand Five Hundred and Fifty Paise Only”. One paisa is singular — “Rupees Ten and One Paisa Only”. A decimal like .5 means 50 paise, and .05 means 5 paise. The tool takes at most two digits after the point; if your figure has more, round it first.
Invoices, receipts and forms
The same words go on a GST invoice’s “amount chargeable (in words)” line, a school or coaching fee receipt, a rent receipt, a salary slip’s net pay, or the amount box of an NEFT/RTGS or deposit slip. Pick UPPER CASE if the form asks for block letters. To work out the tax on an invoice first, use the GST calculator; for any number that isn’t money, see number to words.
Writing the cheque in Hindi
In Hindi the amount comes first, then रुपये, the paise, and मात्र (= Only): एक लाख पच्चीस हज़ार रुपये पचास पैसे मात्र. The Hindi page explains the Hindi number words.