How to use it
- Enter your UPI ID (for example 9876543210@ybl) and the name on your bank account.
- Optionally add a fixed amount and a short note, such as “Tuition fee – March”.
- Add text under the code like “Scan & pay”, pick a colour, then tap “Download PNG”.
- Scan the downloaded code with any UPI app and check the name and UPI ID before you print it.
What’s inside a UPI QR code
A UPI QR code is simply a UPI payment link written as a QR pattern. When someone scans it, their UPI app opens with your details filled in, and they only need to confirm and enter their UPI PIN. The link uses these fields:
| Field | Meaning | Example |
|---|---|---|
| pa | Payee UPI ID (required) | 9876543210@ybl |
| pn | Payee name | Sharma General Store |
| am | Amount in rupees (optional) | 250.00 |
| cu | Currency | INR |
| tn | Note shown to the payer (optional) | School fees |
Where to find your UPI ID
Open your UPI app and tap your profile or photo — the UPI ID is listed there. It looks like name@bank or mobilenumber@bank. Copy it exactly; one wrong letter sends customers to an error screen, or worse, to someone else.
Fixed amount or any amount?
- Leave the amount empty for a shop counter, where every customer pays a different amount.
- Set an amount for fixed payments — a monthly tuition fee, an event ticket or a society maintenance charge — so nobody types the wrong figure.
Before you print
- Scan the downloaded code with two different UPI apps.
- Check the name, UPI ID and amount each app shows.
- Ask a friend or family member to pay ₹1 and confirm it reaches your account.
- Only then print the final copies.
Tips for shops and small businesses
- Add “Scan & pay” and your shop name as the text under the code so customers know they’re paying the right person.
- Print it at least 5 cm wide for a counter, and laminate it so it doesn’t fade or tear.
- Check your printed QR now and then — fraudsters sometimes paste their own QR sticker over a shop’s code.
- Receiving lots of business payments? Ask your bank or UPI app about a merchant QR, which can add features like instant payment alerts.
- Need a code for your Wi-Fi, WhatsApp or website too? Use the full QR code generator.