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8th Pay Commission Salary Calculator

Choose your pay level and basic pay from the official 7th CPC pay matrix, pick a fitment factor, and compare today’s pay with an estimate after the 8th Pay Commission.

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  • Works on any phone

How to use it

  1. Choose your pay level, then your basic pay from that level’s cells — or switch to “Type” and enter the basic pay on your pay slip.
  2. Pick your city class for HRA (X, Y or Z) and where you draw Transport Allowance. DA is already filled in at the official 60%.
  3. Choose a fitment factor scenario, or enter your own under “Custom”.
  4. Read the estimated gross pay, the difference from today per month and per year, and the line-by-line working below it.

8th Pay Commission: where things stand (24 October 2026)

  • January 2025: the Government announced that it would set up the 8th Central Pay Commission.
  • 28 October 2025: the Union Cabinet approved its Terms of Reference.
  • 3 November 2025: the Commission was constituted by a Ministry of Finance resolution published in the Gazette of India — Chairperson Smt. Justice Ranjana Prakash Desai, Prof. Pulak Ghosh (Member, part-time) and Member-Secretary Shri Pankaj Jain.
  • Deadline: its recommendations are due within 18 months of its constitution — around May 2027 — and it may send interim reports earlier.
  • 10 August 2026: answering questions in the Lok Sabha, including one that asked about the fitment factor, the Minister of State for Finance said the Commission “has not submitted its recommendations to the Government yet”.
  • October 2026: the Commission is still holding consultations; its website lists a visit to Mumbai on 22–23 October 2026.

So no fitment factor, pay matrix or implementation date has been announced. The Cabinet’s press release says that, going by the ten-year trend, the effect of the recommendations “would normally be expected from 01.01.2026” — an expectation, not a decision; in December 2025 the Government told Parliament that the date “shall be decided by the Government”. Everything this calculator shows for the 8th CPC is therefore an estimate built on the factor you choose.

What is the fitment factor?

The fitment factor is the number your current basic pay is multiplied by to fix your pay in the new pay matrix. The 7th CPC used 2.57 for everyone: the minimum pay went from ₹7,000 to ₹18,000 (2.57 × ₹7,000). Its report explains that 2.25 of that 2.57 only made up for the Dearness Allowance of 125% that was merged into pay; the real increase was about 14%.

That is why 2.57 cannot simply be repeated as a measure of the next raise. Today DA is 60%, so a factor of 1.60 would only merge DA into basic pay with no real increase. The calculator offers three clearly labelled scenarios — they are arithmetic, not forecasts:

FactorWhat it meansLevel 1 basicLevel 7 basic
1.60DA (60%) merged, no real rise₹28,800₹71,900
1.83DA merged plus the 7th CPC’s real rise (2.57 ÷ 2.25)₹33,000₹82,200
2.577th CPC’s number again: a 60.6% real rise today₹46,300₹1,15,400

Basic pay is multiplied, rounded to the rupee and then rounded up to the next ₹100, because the 7th CPC fixed pay at the matching or “next higher” cell and every cell is a multiple of ₹100. The real 8th CPC figure will be a cell of its own matrix and may be slightly higher.

Why DA becomes zero after a pay commission

Dearness Allowance protects pay from inflation and is revised every six months. When a new pay matrix starts, the DA earned so far is built into the new basic pay through the fitment factor, so DA restarts from zero. The Department of Expenditure said so in plain words for the 7th CPC: the revised pay structure from 1 January 2016 “includes the Dearness Allowance of 125%… Thus, Dearness Allowance in the revised pay structure shall be zero from 01.01.2016”. The first new instalment, 2%, came from 1 July 2016.

Until then DA keeps rising every six months. On 1 December 2025 the Government told the Lok Sabha that no proposal to merge the existing DA with basic pay was under its consideration.

HRA: X, Y and Z cities

House Rent Allowance is a percentage of basic pay that depends on the class of the city where you are posted: X for cities of 50 lakh people or more (Delhi, Greater Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad, Ahmedabad, Pune), Y for 5–50 lakh, and Z for the rest. Under the 7th CPC the rates step up as DA rises:

WhenXYZ
From 1 July 2017 (DA below 25%)24%16%8%
From 1 July 2021 (DA 28%)27%18%9%
From 1 January 2024 (DA 50%) — today30%20%10%

HRA is never less than ₹5,400, ₹3,600 and ₹1,800 a month in X, Y and Z cities. After a pay commission the rates fall back to the base level because the higher basic already includes the merged DA: the 7th CPC cut the old 30/20/10% to 24/16/8% on its new, larger basic. This calculator assumes the 8th CPC does the same; it will set its own rates.

Worked example: Level 7, first cell

The entry pay of Level 7 (cell 1) in the official pay matrix is ₹44,900. In an X city that is also a higher-TA city, with DA at 60%:

Per monthTodayFactor 1.83Factor 2.57
Basic pay₹44,900₹82,200₹1,15,400
DA₹26,940₹0₹0
HRA₹13,470 (30%)₹19,728 (24%)₹27,696 (24%)
Transport Allowance₹5,760₹5,760₹5,760
Gross pay₹91,070₹1,07,688₹1,48,856

For the lowest pay, Level 1 at ₹18,000, today’s gross in the same city is ₹36,360. The 8th CPC minimum pay would be ₹28,800 at a factor of 1.60, ₹33,000 at 1.83 and ₹46,300 at 2.57.

What the estimate leaves out

  • The 8th CPC may change the matrix itself — the number of levels, the 3% annual increment, the cells — and HRA, TA and other allowances. Under the 7th CPC the new allowance rates came only from 1 July 2017, eighteen months after the new pay.
  • Deductions (NPS or GPF, CGHS, CGEGIS, income tax) and pay elements such as NPA, MSP and special pay.
  • Pension and Dearness Relief — this calculator is for serving employees.
  • Arrears. The 7th CPC’s rules were notified on 25 July 2016 but took effect from 1 January 2016, and the arrears were paid in 2016-17. The 8th CPC’s date is still to be decided.

For today’s DA, HRA and arrears on a DA hike, use the DA & HRA calculator; to see the tax on your salary, the income tax calculator.

Official sources

Every rate and date above was checked against these documents on 24 October 2026:

Frequently asked questions

Has the 8th Pay Commission fitment factor been announced?

No. On 10 August 2026 the Government told the Lok Sabha that the 8th CPC had not submitted its recommendations, and no fitment factor or pay matrix has been published since. Any figure quoted before the report is a guess or a demand. This calculator lets you try any factor and labels every scenario.

When will the 8th Pay Commission be implemented?

The Commission was constituted on 3 November 2025 and has 18 months to report, so around May 2027. The Government has said the date of implementation will be decided by it. Its press release noted that, going by the ten-year trend, the effect would normally be expected from 1 January 2026.

Will DA become zero after the 8th Pay Commission?

That is what happened under the 7th CPC: the DA of 125% was merged into the new basic pay, and DA in the new pay structure was zero from 1 January 2016, starting again at 2% from 1 July 2016. The 8th CPC is expected to follow the same principle, but its own recommendations will decide.

What would the minimum salary be under the 8th CPC?

Nobody knows yet. It would be ₹18,000 times the fitment factor: about ₹28,800 at 1.60, ₹33,000 at 1.83 and ₹46,300 at 2.57.

What is the current DA rate?

60% of basic pay from 1 January 2026, set by Department of Expenditure OM No. 1/1(i)/2026-E.II(B) dated 22 April 2026. The instalment due from 1 July 2026 had not been announced on 24 October 2026.

Why does HRA go down from 30% to 24% after a pay commission?

Because the new basic pay already includes the DA that was merged into it. The 7th CPC cut HRA from 30/20/10% to 24/16/8% of its higher basic pay, and HRA then rose back to 27/18/9% when DA crossed 25% and to 30/20/10% when DA reached 50%.